With the recent storms we did have several hail claims. If you think your roof was damaged in the storm there are a few steps you should take:
- Call a roofer or contractor to climb up on the roof and assess the damage. If you do decide to check on it yourself make sure you have someone with you to secure your ladder and be there in case of any accidents!
- If you find you do have damage from a storm you can take immediate action to stop any further damage this includes tarping any spots where water could be getting into your home, removing any debris that could cause further damage and calling the utility company if there is any damage to power/gas lines.
- Save your receipts if you have to spend anything on stopping immediate damage.
- Call your insurance agent! Let them get a claim started for you and get an adjuster out to your home to survey and guide you though the process.
Combined we've been helping clients through claims for over 25 years. We've seen our share of odd and unusual claims for sure. If you're worried your policy may not cover your claim, Better Call Amber!
Since it's "Freaky Friday" we've found a list from Insurance Business America of the 15 most ridiculous insurance claims ever:
15. “Going to work at 7AM this morning, I drove out of my driveway straight into a bus. The bus was five minutes early.”
14. “I started to slow down, but the traffic was more stationary than I thought.”
13. “I was going at about 70 or 80MPH when my girlfriend reached over and grabbed my testicles, so I lost control.”
12. The claimant had collided with a cow. The questions and answers on the claim form were:
“Q. What warning was given by you?
A. Horn
Q. What warning was given by the other party?
A. Moo.”
11. “In an attempt to kill a fly, I drove into a telephone pole.”
10. “I came around a corner while cycling to work and was run off the road by a herd of guinea pigs. I broke my arm.”
9. “The leaking toilet is reached through my back passage, but please tell the plumbers when they arrive that they must knock on the front door as my back passage is blocked with the things out of the toilet.”
8. “I bumped into a lamp post, which was obscured by human beings.”
7. “I told the police that I was not injured, but on removing my hat found that I had a fractured skull.”
6. “I struck a slow-moving, sad-faced old gentleman as he bounced off the roof of my car.”
5. “I rear-ended the car in front of me and smashed the taillight. I then reversed slightly so I could see the damage, but hit the front bumper of the driver behind me. Then I opened my door to exit the vehicle and knocked down a passing cyclist.”
4. “Coming home, I drove into the wrong house and collided with a tree I haven’t got.”
3. “My car was legally parked as it backed into another vehicle.”
2. “I was driving along when the police pulled me over onto the hard shoulder. Unfortunately, I was in the middle lane and there was another car in the way.”
1. “The accident was caused by me waving to a man I hit last week.”
Did we miss any? Let us know in the comments below!
14. “I started to slow down, but the traffic was more stationary than I thought.”
13. “I was going at about 70 or 80MPH when my girlfriend reached over and grabbed my testicles, so I lost control.”
12. The claimant had collided with a cow. The questions and answers on the claim form were:
“Q. What warning was given by you?
A. Horn
Q. What warning was given by the other party?
A. Moo.”
11. “In an attempt to kill a fly, I drove into a telephone pole.”
10. “I came around a corner while cycling to work and was run off the road by a herd of guinea pigs. I broke my arm.”
9. “The leaking toilet is reached through my back passage, but please tell the plumbers when they arrive that they must knock on the front door as my back passage is blocked with the things out of the toilet.”
8. “I bumped into a lamp post, which was obscured by human beings.”
7. “I told the police that I was not injured, but on removing my hat found that I had a fractured skull.”
6. “I struck a slow-moving, sad-faced old gentleman as he bounced off the roof of my car.”
5. “I rear-ended the car in front of me and smashed the taillight. I then reversed slightly so I could see the damage, but hit the front bumper of the driver behind me. Then I opened my door to exit the vehicle and knocked down a passing cyclist.”
4. “Coming home, I drove into the wrong house and collided with a tree I haven’t got.”
3. “My car was legally parked as it backed into another vehicle.”
2. “I was driving along when the police pulled me over onto the hard shoulder. Unfortunately, I was in the middle lane and there was another car in the way.”
1. “The accident was caused by me waving to a man I hit last week.”
Did we miss any? Let us know in the comments below!
Enjoy your weekend!
Missie
